Monday 24 October 2011

Property free Insuarance

     



UK property insurance
Whether you have an unoccupied property or one with tenants, no doubt you will be concerned about getting the right insurance in place. This may be especially so if you are living or working abroad and so are too far away to regularly check on your property. It can be a very real worry. And this is where UK property insurance for Expats comes in.
If you are an Expat with a UK property, you may have so far found it hard to arrange insurance. But you may be relieved to know that there is cover available to meet your needs.
Expat landlord’s property cover
If you are renting out your UK property, then a landlord’s UK property insurance for Expats policy may offer you some or all of the following benefits, subject to the individual policy terms and conditions:
  • buildings and contents cover;
  • rent arrears cover;
  • public liability insurance;
  • employers’ liability insurance;
  • malicious and accidental damage.
This means that you can feel confident that your property is properly covered against the unexpected, even when you are hundreds or even thousands of miles away from it.
Expats unoccupied property insurance
This sort of confidence can also be experienced too if you are an Expat who has left their UK home unoccupied. Finding this sort of cover can often be difficult as the risks to an unoccupied property versus an occupied property are often greater. This means that some insurers are loath to offer protection.
If you have a traditional UK home insurance policy, this will typically lapse once the property has been unoccupied for a set period of time. Possibly at the very best the insurer will reduce the amount of protection available down to the minimum amount. Either way, this does not offer you reassurance that should anything happen to your property, the insurance will kick in.
However there is UK property insurance for Expats cover available that will typically offer protection for unoccupied properties.
So, no matter whether you are working, resting or playing abroad, you can fill confident that your property will be protected with UK property insurance for Expats.

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