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amazing Real Vampire Women

Maria Jose Cristerna A Real Vampire Woman, MeetMaria Jose Cristerna which is also known as Mujer Vampiro (Vampire Woman), Maria a 35 Years old a mom of four who works as tattoo artist has modify her looks into a strange looking woman with a titanium horn implement in her forehead along with dental "fangs" and multiple facial piercings. Ouch..

Maria Jose Cristerna has said that the reason of why she modifiy her looks was due to horrific history of domestic violence, that's reason triggered her decision to re-invent herself as a "vampire." Well it seems there's so many crazy people who modify their body such as Elaine Davidson,Julie Gnuse or any other bizarre people.

Maria said: "The horns I have are a symbol of strength and were implanted without anaesthetic. I had the fangs done because I loved vampires as a little girl and I changed the colour of my eyes so they were how I really wanted them to be." And her transformation is not yet complete' she plans to have two more titanium implants added to the back of her head. She said: "Tattooing is my way of being immortal, of really being a vampire and not dying - leaving my work on other people's skin"(The Sun)

Here's the Picture and Video of Maria Jose Cristerna A Real Vampire Woman

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Motorcycle Free Insuarnce

Motorcycle Insurance. It protects you, protects your motorcycle, and can protect against careless cagers. It’s also required by law, and getting caught by The Man without insurance can be an expensive lesson.

Fortunately, we’ve got it easy these days and riders can get insurance quotes almost immediately online without leaving the comfort of home. Our first tip is to shop around and get multiple quotes before you decide. If you already have auto insurance with a company, check to see whether they offer motorcycle insurance as well because often you can get a discounted price if you bundle coverage. But just because you can find all the information you need online, still call an insurance agent. Sometimes they will offer an even lower discounted rate and might even meet the lowest price offered by its competitors.

Taking safety courses or being a member of
certain motorcycle organizations can mean
you're eligible for a discount.

Begin your search by knowing that there’s no set rate. Factors like age, driving history, style of motorcycle, where you live and how you store your bike - even credit scores can affect your rate of coverage. A long-standing history with a particular company is often good for a discount. Motorcyclists are going to need to choose between simple liability or a more comprehensive plan. Tailor you plan according to what style of motorcycle you ride and how you ride it. Year-round or seasonal? Passenger or no passenger? Street or track? Riding habits need to be taken into consideration when talking to an agent about your plan. Riders who have taken a recent Motorcycle Safety Foundation or Military Safety Course or are members of groups like the American Motorcyclist Association (AMA) or HOG (Harley Owners Group) are frequently eligible for discounted rates, also.

Before buying motorcycle insurance, it is a good idea to check your state or local laws first to find out specifically what type of coverage is required. Some riders feel confident enough to run with basic liability that covers property damages and bodily injury expenses to others in an accident where you are at fault. It is the bare minimum to cover your butt in case of a crash. However, it doesn't cover the cost of repairing or replacing your motorcycle. This might be OK if you’re riding an old beater bike, but it’s still a roll-of-the-dice option.

Make sure to have the correct coverage to protect your passenger if you find yourself frequently riding two-up.

Unlike automobile insurance, motorcycle passengers aren’t automatically covered, so if you plan on riding two-up, you’ll want to invest in Guest Passenger Liability Coverage as well. This will pay for any injuries a passenger sustains while riding with you.

The best plan, which of course is the most expensive plan, is full Comprehensive and Collision coverage. This will cover your motorcycle if it is stolen or damaged in an accident, regardless of fault. Comprehensive coverage protects against damages sustained that are beyond your control, like fire, theft, vandalism or storm damage. Collision coverage means that if your bike is totaled or damaged in a collision, the insurance company will pay to have it repaired.

There are two areas GEICO stated that motorcyclists often under-insure themselves: uninsured motorist and medical liability coverage. You can’t rely on the fact that the other driver has enough coverage. Many drivers don’t have

Accidents can happen at any time, anywhere.  Having  the right coverage can keep you out of costly situations.

any insurance at all, so as a precautionary measure, don’t skimp when it comes time to add this option to the plan.
Also, don’t come up short when it comes to medical liability. Don’t think that just because you’re on a motorcycle that it’s only going to be you that gets hurt in an accident. Motorcycles can do serious damage, so buy coverage similar to the plan that you have for your automobile. You’re going to be liable for the same amount of expenses, so don’t sell yourself short.

Most motorcycle insurance providers will customize a program around a rider’s needs. Companies like Progressive, GEICO, Allstate, State Farm, and Esurance all offer coverage, so be sure to shop around for the best price. But start with the company that insures your car first to see if they will strike a deal with you for insuring multiple vehicles.

Free Bike insuarnce

  

Getting insurance to cover your big bicycle tour is more complicated than buying normal travel insurance. Here’s what you need to know.

• Why Bike Touring Insurance Is Different
• Results Of Our Insurance Survey
• Insurers To Consider
• Question To Ask Before Buying
• Forget About Insuring The Bike

1. Bike Touring Is An “Extreme” Sport (not really, but…)

We personally think bike touring is pretty safe but insurance companies see it differently. It’s frequently listed under the “extreme sports”  section of their policies. That rules out many generic backpacking policies.

2. Bike Tours Can Be “Too Long”

If you’re bike touring for 90 days or less, it’s easy to find insurance. Even finding policies of up to 1 year isn’t too hard. For more than 12 months, however, you have to focus in on a specific set of long-term policies and – hopefully – find one that will let you renew the policy from overseas. This page focuses mainly on insurance for extended tours of several months.

3. Bike Touring Is A Constant Activity

Sometimes insurers will word their policies so you have coverage for bike touring, but only as an incidental activity. That means it shouldn’t be a major part of your trip. If a policy has this wording, it won’t be suitable for most bike tours, which involve daily cycling.

Who Will Insure Me?

With all of these challenges, who doessell policies for bike touring?

In March 2011, we ran a survey of bike tourists who’d been on long tours to ask their advice. We had 25 answers from around the world (America, Italy, Britain, the Netherlands, Australia…) and here’s what we found out.

32% Had No Insurance – This surprised us! We no idea that so many long-term cyclists don’t buy insurance at all. “We did it on a wing and a prayer,” said one person. The theory behind having no insurance goes a bit like this.

• Disaster is unlikely. Insurance companies don’t make money unless the vast majority of people never make a claim, so luck is on your side.
• When there is a problem, it’s likely to be small and cheap to sort out on your own. Indeed, in places like Thailand healthcare is relatively affordable and paying for small medical checkups, minor ailments and even something as serious as a broken leg shouldn’t impose a financial burden.

The risk is that if you are unfortunate enough to truly encounter disaster, not having insurance could mean that you don’t get to good treatment quickly. It could also place a substantial stress on your family.

Insurance Companies Used By Bike Tourists

Of those who did have insurance, the companies they used are listed below, separated by country of residence. The list begins with an “International” category for policies or companies that work in multiple countries. Where we’ve easily found relevant information on the policies, we note this.

Most of these policies cover medical emergencies as well as some basic provisions for theft and loss of personal possessions.

*Keeping this list up to date and researching each policy is a big job for just 2 people running a blog  If you have information to share, please leave a comment and we’ll use the comments to update the list.

International

• Ault Insurance Brokers – For UK and European citizens.
• IMG International Medical Group (used by Family on Bikes)
• Mondial Assistance
• World Nomads – For people living in North America, Europe, Australia and New Zealand. British residents can only purchase World Nomads insurance for single-continent bike touring. (Used by Going Slowly. Tour.tk had a negative experience.)
• World Escapade – A Canadian broker, offering cover for citizens of many countries.
• World Wide Insure – Policies for residents of many countries. One UK resident (Lee Hughes) asked about a policy for a long bike tour and was told of a Longstay policy with a maximum of 18 months cover. A recent change to their underwriting means extended trips will incure a surcharge.

Biulding Insuarnce

     

If you are looking for building insurance you have come to the right place. We have a massive range of schemes available offering huge discounts. Our policies cover all of the standard perils and situations, however, we also have a range of products available to suit non standard situations. We have a wide range of landlord insurance policies and we can also provide full cover for short or long term unoccupied properties. Please find details below of the policies we offer:-

• Unlimited buildings insurance (Notional sum insurance for standard domestic property
• Standard building insurance with a specified sum insured for your home.
• Commercial property Insurance
• Cover for buildings with non standard construction (Prefabricated, wooden framed etc)
• Landlords policies
• Unoccupied property including holiday homes.
• Listed buildings

This is a brief sample of the range of plans we have available, all of the above normally provide cover for the following perils.

• Subsidence (may be excluded for previously underpinned properties)
• Fire, flood, earthquake & escape of water
• Storm flood or water damage
• Accidental damage
• Theft

UKinsurancenet has been a respected name in the UK property insurance and business insurancemarkets for many years and we work with some of the leading names in UK insurance such as Royal Sun Alliance the underwriters of More than, AXA, Zurich, Groupama and many others.

Landlord Insuarnce

Landlord Insurance
Over the last 10 years we have seen a huge increase in the demand for our landlords insuranceproducts. In the mid to late nineties people became increasing disenchanted with pensions and looked at buy to let property as an alternative. Since 1998 we have gone from having only one landlord insurancepolicy to have in what we believe to be the largest panel of landlords insurance companies in the UK. The insurers that we deal with our household names such as AXA, Royal Sun Alliance & Zurich.


Many landlords surveys have shown that the majority of landlords have had tenants who have left without paying rent and more importantly may have vandalised the property. A specialist landlords insurance policy will certainly cover malicious damage by tenant and you are also to obtain legal or rent guarantee insurance to recover unpaid rent or policy excesses. Landlord buildings insurance is essential for your business.
These same surveys have also pointed out that as many as 30% of landlords have admitted to using their home insurance rather than a specialist buy to let policy. Our thoughts on this is that it that it can be very detrimental to you to not disclose that the property is let. Non disclosure is regarded as very serious by insurers and can result in cancelled policies, unpaid claims and also problems obtaining further insurance.
It is vital to ensure you have adequate Landlords House Insurance we would recommend that you contact us or use our landlord insurance online quote system.

Home Insuarance

Can you imagine what you would do if, through no fault of your own you lost your job and thus your income. What would you do if you became unable to work because you had had an accident or became ill?

The payments for your mortgage will still need to be made, as well as your other family household bills for things like credit cards, loans, council tax, electricity, gas and even life cover.

Unemployment Insurance can protect you for up to 24 months although most plans are restricted to 12.


Unemployment Insurance or Income Protection as it is often called ensures that in the event of unforeseen unemployment your income is protected at a difficult time allowing you breathing space to find new employment.

No medicals are required for Income Protection insurance arranged by UKinsurancenet and individual habits such as smoking do not affect your premium or your eligibility.

The maximum monthly benefit yyou can receive is between 50% & 75% of your Gross income. The maximum allowed is dictated by each individal provider. There is also normally a monetary limit on the benefit available from a plan the temporary policies (ASU) which generally only pay for up to 12 months have benfit levels of between £1000 & £2500 per plan. Sometimes plans can be combined to provide a greater monthly benefit although care must be taken to ensure that all providers are aware of any other arrangements. Long term policies are generally still subject to the percentage maximums but not the monetary limits.

Property free Insuarance

     

UK property insurance
Whether you have an unoccupied property or one with tenants, no doubt you will be concerned about getting the right insurance in place. This may be especially so if you are living or working abroad and so are too far away to regularly check on your property. It can be a very real worry. And this is where UK property insurance for Expats comes in.
If you are an Expat with a UK property, you may have so far found it hard to arrange insurance. But you may be relieved to know that there is cover available to meet your needs.
Expat landlord’s property cover
If you are renting out your UK property, then a landlord’s UK property insurance for Expats policy may offer you some or all of the following benefits, subject to the individual policy terms and conditions:

• buildings and contents cover;
• rent arrears cover;
• public liability insurance;
• employers’ liability insurance;
• malicious and accidental damage.

This means that you can feel confident that your property is properly covered against the unexpected, even when you are hundreds or even thousands of miles away from it.
Expats unoccupied property insurance
This sort of confidence can also be experienced too if you are an Expat who has left their UK home unoccupied. Finding this sort of cover can often be difficult as the risks to an unoccupied property versus an occupied property are often greater. This means that some insurers are loath to offer protection.
If you have a traditional UK home insurance policy, this will typically lapse once the property has been unoccupied for a set period of time. Possibly at the very best the insurer will reduce the amount of protection available down to the minimum amount. Either way, this does not offer you reassurance that should anything happen to your property, the insurance will kick in.
However there is UK property insurance for Expats cover available that will typically offer protection for unoccupied properties.
So, no matter whether you are working, resting or playing abroad, you can fill confident that your property will be protected with UK property insurance for Expats.

Insurance Policies of the Rich and Famous